How Much Money Can You Make and Still Get Medicaid in Illinois?
- 12 hours ago
- 2 min read
Medicaid eligibility in Illinois depends on your age, household size, income, assets, and the specific Medicaid program you are applying for. For seniors, understanding Medicaid income in Illinois can help you determine whether you may qualify for medical coverage or additional assistance.
Medicaid Income in Illinois for Seniors in 2026
For Illinois residents who are age 65 or older and applying through the Aid to the Aged, Blind, and Disabled program, the 2026 monthly income standard is generally $1,330 for one person and $1,803 for a two-person household. Illinois may also apply certain income disregards when determining eligibility.
Income is only one part of the calculation. The 2026 AABD Medical resource limit is generally $17,500, whether the household has one or two people. Some assets, such as a home, vehicle, or personal belongings, may be exempt depending on the program and circumstances.
When reviewing Medicaid income in Illinois, remember that different Medicaid programs can have different rules. Seniors who need nursing home care or home and community-based services may be evaluated under additional long-term care requirements. Married couples may also have special financial protections when only one spouse needs care.
Some seniors who earn too much for full Medicaid may still qualify for a Medicare Savings Program. In 2026, those programs can have monthly income limits as high as $1,796 for an individual and $2,435 for a couple, depending on the specific program.
Because eligibility can depend on both income and assets, it is important to review the specific program before assuming you do not qualify.
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